The condition of commemorative coins has a lot to do with its value, so remember that the next time you're adding to your personal collection. A high-quality example of a coin is often worth many times as much as a poor example, although there are always exceptions to this general rule. You must realize that more than age goes into determining the worth of a given coin. As a general rule, the older and rarer a coin is, the more valuable it will be; but did you know that other situational factors play a role, too?. Coins can be valued by many factors, the most important of which is, of course demand.